Oh, it is past time for Team Pflum to start some better budgeting practices. The good news is that we've found lots of places to cut costs, and after implementing them we'll be just fine till graduation day. If you're interested in a high tech way to figure out your budget, I highly recommend Mint, which links to all of your accounts and tracks spending.
Every time I look at anything vaguely financial I get a headache. But I always feel better once I'm better informed....
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